Most Cash Title Loans

Cash Title Loans in 45 Minutes or Less

When you’re in need of hundreds if not thousands of dollars, Phoenix Title Loans is the best place to go Mesa residents!  When a financial emergency hits, there is no time to waste.  Specially to wait for a traditional loan’s approval.  Phoenix Title Loans is happy to bridge that gap with our cash title loans and an approval process that is fast and efficient!  With three Mesa locations, and our experienced associates providing accurate assessments, fast cash has never been easier.  Let’s look at the cash title loans process.

Beginning the Title Loan Process for Cash Title Loans

There’s many ways to start it, but by far the quickest and safest way is to use our Quick Online Application down below.  Or use our Live Chat at the bottom right of the screen.  An assistant will be able to answer any questions you may have, begin the process online and provide the approximate amount of cash Phoenix Title Loans can provide on cash title loans to you.

The Assessment & Your Vehicle’s Value

We look at many different metrics to determine the value.  Therefore, you must bring your car down to one of our locations for an evaluation.  Our assessment begins with verifying the make, model, year and mileage on the vehicle.  After that, we will look at the exterior and interior’s visual appeal.  Followed by asking you to start the engine, to ensure the vehicle is in good working order.  Then, you and our staff member will go back in the store.

We utilize Kelley Blue Book for this, and we use the private party value which is slightly less than the suggested selling price.  While many other title loan lenders refer to the Trade-In value, we are always looking to provide the most cash possible.  As a result, we will ask you the amount you are looking to get, and then present an offer to you for cash title loans.

Our vehicle assessments are free of charge, and are never under any obligation to accept our cash offer.  

Turning Offers Into Cash in Your Hands

If our offer is accepted, we will need  you to provide the following:

• The vehicle’s title
• Your current and valid ID or Driver’s License
• A recent utility bill that is in your name to confirm your address
  • If you bring an extra key to leave at the store, it can either increase your cash offer or lower the interest rate of cash title loans.

Once the paperwork is completed, we’ll need a couple of signatures where needed, and then we will count out our offer in cash to you!

Cash Title Loans are Hassle-Free

At Phoenix Title Loans LLC, we do not need to check your credit score to approve cash title loans to our customers.  Nor will our title loan affect or be reflected on your credit score.  Our cash loans are discreet personal loans, and never shared with the public.  That is because title loans are also known as secured loans, or collateral loans.  Which means your vehicle’s title must be free and clear of any and liens/loans, and be owned by you.  In addition, the amount lent on our cash title loans is based solely on your vehicle’s value.

No Credit Checks Needed – No Proof of Income Required – No Lengthy Loan Application to Complete

If you need a Mesa Title Loan, stop by any of our three Mesa locations: Oro Express Mesa Pawn and Gold, Alma School Pawn and Gold, and B & B Pawn and Gold.  You can go from zero to hero in as little as fifteen minutes, so get your cash loan today!